Tech News Desk – 5G has started in India. While 4G network is already present. But if we say that online payment can be done even without 4G, 5G and smartphone, would you believe then tell that it is absolutely possible. Yes, we will tell you how to make online payment without smartphone and internet connectivity. Let us know about it in detail. Please tell that a large population in India lives without a smartphone. UPI123Pay service is proving to be helpful for users who are making UPI payments without internet through feature phones. UPI123Pya service has been launched by the Reserve Bank of India (RBI). The feature phone needs to be linked to a bank account to use the UPI123Pay service. Also, users will have to generate their UPI PIN from debit card details. After this users will be able to make online payment. For this, the user must have his own feature phone.
This is the complete process of online payment
First of all, the user has to dial the IVR number 08045163666 from the feature phone.
After this users will have to enter their bank account details. For this you have to create UPI ID.
After this you will have to generate a 4 to 6 number pin.
In this way you will be able to do money transfer, LPG gas refill, fastag recharge, mobile recharge, EMI repayment and balance check without internet and smartphone.
To transfer money from upi123pay, you need to select the number of the person to whom you want to send money online from the contact list.
After this, the amount to be sent has to be entered and then the UPI PIN has to be entered.