One of the most common fixed expenses is home insurance. Despite paying for insurance year after year, many people never have to use it. Although this means that we will not have had any relevant emergency or breakdown (such as a water leak), it is likely that your home insurance has coverage. lesser known coverages that you are not taking advantage of.
One of the most delicate parts of mobile phones is the screen, especially if we do not use any type of case or protector. Although smartphone manufacturers incorporate increasingly resistant screens, It is not unusual for the screen to break due to a fall.What many people don’t know is that home insurance can cover the repair.
It is advisable to review our home insurance if we want to get the most out of it
Insurance coverage is included in the contract, so if several years have passed since you signed your home insurance contract and you do not remember exactly what it includes, We recommend that you review it carefully.: Many relatively common mishaps are covered. Below is a list of things you can call your insurance company about.
- One of the most common coverages of many home insurance policies is the broken mobile phoneNot all insurance policies offer this coverage, but some of the most popular ones do provide coverage for accidental damage, such as a broken screen resulting from a fall or impact.
- It is worth keeping in mind that many home insurance policies also cover the mobile phone theftwhich will avoid an unexpected cash outlay in this situation. However, it will be necessary to present a copy of the report to prove the theft to the insurance company.
- Although it is not very common, the power surges can cause damage to our electrical devices. It is worth knowing that if our computer or mobile phone has stopped working due to an electrical problem, many insurance policies will cover the repair.
- The basic coverage of many home insurance policies usually includes a service of computer assistance which may be of special interest to older people or those who suffer from a computer problem that we do not know how to solve.
- Another of the services included in many home insurance policies that is worth considering is that of home carevery useful if we need to put up a shelf or cover holes in the net, to give some examples.
- Something relatively common is leave our keys inside the house or even lose them. Fortunately, most home insurance policies cover changing the lock. However, it is important to speak to the insurance company before calling a locksmith on your own.
- If you have children you will be interested to know that many insurance policies cover them. pranks of the little onessince they have civil liability coverage for breakages or damage of different types.
- Many home insurance policies also cover civil liability in case of our dog bites a personalthough only if it is not a potentially dangerous breed (and we must ensure that our pet is listed on the insurance).
- As we already mentioned when mentioning the breakage of the mobile phone, many home insurance policies also cover the street robberiesHowever, these are usually robberies with violence and it is necessary to present a copy of the complaint.
Via | Decoesfera
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