Only these selected customers will be able to download the digital currency app. After downloading the app, customers will have to complete the verification process. For this, the phone number registered with the bank will be required. In this way the customer will be able to complete his e-wallet account. After this, customers will have to link their e-wallet with the bank. For this, customers will need a debit card. The process will be similar to setting up a UPI account. Once the bank is connected, the customer will be able to transfer money from his account to the e-wallet on the DigitalRupee app. Now users will be able to send money through the app to users or merchants who have received invites from the bank under this pilot product. Along with this, customers can also pay by scanning the e-Rupay QR code scanner received from selected merchants under this pilot project. Currently all these transactions will be done in Close User Group (CUG).