If we are not clients of the bank that sends us the SMS or email, the first thing we do is think that the bank may have made a mistake or that they still keep our data from when we were clients, however, in 99% of cases, This is not the case, since, by law, banks must delete all personal data of former customers. Exactly the same thing happens with parcel delivery. Every time there is a wave of this type of email or SMS, the social networks of the National Police as of the Civil Guard us inform about the danger that involves visiting the associated links, so we must avoid them at all costs. However, there is also the possibility that we receive this type of messages without being massive, so it is important to identify them so as not to be deceived.
Emails and SMS from banks
Both the emails and the text messages that we receive on our mobile, as long as they do not come from our bank, will include a link to the supposed web page where the bank will invite us to enter the data of our access accountdata that will be stored on the servers and that, obviously, will not allow us to access it since it is not the bank’s official website, but rather a landing Similary. This type of scam is called phishing (they throw the rod to see if they catch any unwary).
To avoid falling for this scam, the first thing to check is the link url, a url that will never matches the one we use usually to access. In addition, if we click on the link, we will see how the url that is shown (sometimes it is usually redirected automatically) does not match either, so it is a clear indication that it is not our bank. In addition, most of the emails and SMS include spelling and/or grammatical errors, something that obviously we will not find on any bank’s website or in the emails that can be sent to us at any given time.
If the security of our access data has been compromised, the bank will send us a message and invite us to visit an office to request new keys. The access data to our account will NEVER be sent either by email, or by SMS, much less through a phone call, in which they can pose as employees of our office.
Parcel delivery scams
With the rise of internet sales, many users choose to buy on Chinese websites to save a few euros. In many cases, when the amount exceeds a certain amount, it is necessary to add a few customs costs. Due to the operation of these platforms, it is common to receive text messages on our mobile where they invite us to visit a web page to pay the corresponding fees before receiving the package, fees that are always paid to the postman when the package is delivered to us, never before. But, in addition, we can also find messages that invite us, through a link, to pay to receive a package earlier than expected or those that allow us to track the tracking of the shipment.
Whenever we receive a message of this type, which includes a message, the first thing we must be clear about is if we have placed an order and we are waiting to receive it. If so, the link that it includes will direct us to a website where we will be able to see its location and delivery status, if applicable, they will never ask us pay in advance or pay a supplement to receive it before the expected delivery date. Unless it is a cash on delivery order or includes customs, we will never have to pay to receive a package and above all we will never have to do it in advance. Like so-called bank emails and SMS messages, in most cases these include spelling and grammatical errors.