If Boursorama Banque is so successful, it is because it has taken the best of all market players: a complete range of products, intuitive interfaces that respond to current behaviors and aggressive pricing. More than half of its customers have no bank charges at all. In the end, you can therefore open an account, receive 130 euros in premium and pay nothing afterwards.
To discover this offer, it’s here:
I take advantage of the Pink Weekend
The bank’s most popular bank account is the Ultim formula. The latter corresponds to a classic current account with a premium bank card. In terms of insurance and guarantees, it is equivalent to a Visa Premier card. However, it is free and without income conditions. This is what makes Boursorama Banque so popular.
The principle of the Pink Weekend
Boursorama Banque is the only online bank to meet its new customers. Many are also waiting for a Pink Weekend to open an account and take advantage of the most advantageous conditions of this operation. During the rest of the year, the bank is generally satisfied with a bonus between 50 and 80 euros as a welcome.
From May 6 to 9, you can therefore take advantage of this exceptional bonus of 130 euros. As always, Boursorama Banque divides it into two parts. That said, it is relatively simple to meet all the requirements to be eligible for this full online banking bonus.
First part : a first payment of 80 euros will be paid to you when your bank account is actually opened. This implies that you complete the registration form and then validate your account with a first transfer. The online bank will then pay you the bonus immediately. This concerns all bank accounts, from the simplest Welcome through the standard Ultim and the paying Metal. Remember that the vast majority of customers opt for the Ultim account.
Second part : a second payment of 50 euros is conditional on the use of its banking mobility service EasyMove. It is only a “first use”, you don’t need to transfer everything through this. EasyMove allows you to facilitate the transfer of your banking operations (such as direct debits or regular transfers). He will contact your service providers directly to notify them of the change in bank details.
Admittedly, the second part of the bonus is therefore conditional on a minimum commitment. That said, the game is worth the candle since you can leave with 130 euros to open an account. Despite the fact that you have to use banking mobility, Boursorama Banque does not ask you to make its account a main bank account.
You can therefore very well combine a Boursorama account with your current bank account. This allows you to gradually familiarize yourself with the products and services of online banking. Once you are convinced, you can always choose to migrate. In any case, Boursorama Banque is free: you therefore have no problem combining two offers.
Annual fee: €0 • Initial deposit: €300
Check deposit: ✔ • Cash deposit: ✘
Euro zone withdrawals: Free • Euro zone payments: Free
Foreign currency withdrawals: 1.69% • Foreign currency payments: Free
The bank of all superlatives
In just a few years, Boursorama Banque has managed to reach a critical size. While it should reach more than 4 million customers by the end of 2022, it will position itself almost at the same level as some of the oldest (traditional) banks in France. Large establishments such as BNP Paribas, Société Générale, CIC or LCL all have between 5 and 8 million customers in France.
With growth of more than one million customers per year (including 388,000 in the first quarter of 2022 alone), Boursorama Banque could therefore claim to catch up with all these banking giants, which have sometimes had trouble converting to digital. . Online banking is a reference since it is the best digital bank in France (according to D-Rating) and its mobile applications are the best rated in its sector (4.8/5). Our full opinion on Boursorama is here.
To attract so many customers, the online bank has perfectly combined a complete range of products with aggressive pricing. In 2020, more than 60% of its customers had no bank charges. The average fee levied (across its entire database) is 7.73 euros per year compared to more than 215 euros for the average French bank.
Over the year, you can therefore save more than 200 euros in bank charges with Boursorama Banque. However, the quality of its products, its interface and its customer service remain excellent. It is even much better than that of more established establishments which have made no effort in recent years to respond to the changing behavior of French people.
To learn more, it’s here :
I take advantage of the Pink Weekend