Bizum has become one of the payment systems most used by users to send or receive money quickly among friends, family, acquaintances… It has even spread to businesses. However, having this service may scare you, since you don’t know what can happen if your mobile phone is lost or stolen.
At first, you don’t have to be scared, since Bizum gives us the answer. And, probably, he will reassure you to know it. In this case, we are going to know what is your security and what would happen in the hypothetical case that your phone is lost or stolen at any time.
Bizum’s security
Within the Bizum website they answer this question: ‘Tranquility, Bizum is a completely secure service and backed by the security systems of the banks that offer it, so that, even if your mobile was stolen, they would not be able to access Bizum without your online banking credentials‘. With this, they make it clear to us that, if the keys of our bank are safe, we will not have to worry.
It must be taken into account that it is a service that is integrated into the banks’ own mobile apps. So, in order for them to get into the payment service and steal money from our account, they would have to have access to our security keys.
In addition to the above, that is why it is always recommended have an unlock method activated on the smartphone. So that, if your phone is lost or stolen, criminals or third parties do not have it so easy to enter the device and can get into the mobile’s Bizum.
For example, in the banking apps that are currently used the most, they have a method of identification so that the person can access the app, either with a password, with a fingerprint or through facial recognition. In any case, we are going to explain how you can act if you think your bank details are in danger on your smartphone.
how to act
If our mobile phone has been stolen or we have lost it, so that they cannot have the option of using text messages to recover the password to access the bank app, theirs is that let’s block the sim card with our operator immediately. In this way, we will ensure that the affected phone stops receiving SMS and, with this, that they do not have the slightest possibility of entering our account and that Bizum is in danger, in addition to the money that we have at that moment in the bank accounts.
In addition to this, we also find options such as Find your device for Android mobiles or iCloud Search for iOS devices. These two websites will help us block mobile phones remotely in case they have been lost or stolen. We can even remotely delete the data from the smartphone. Therefore, bank details will be even more secure from criminals.