It is possible that, like many Spaniards, today you still do not dare to use your phone to pay, believing that it is insecure or using prepaid cards where you only put the money that you want to use on the network, so that they cannot take the rest from you.
However, thanks to Apple and today's banks, this is a myth, and the chance of being robbed with a physical card is much greater than when you use Apple Pay via NFC linked to your bank account, without even needing to know its PIN.
Is Apple Pay really secure?
Firstly, banking security is currently much greater than it was years ago, for the simple reason that it will ask us to confirm any transaction of a certain value with an SMS in our account, or at least the first time we link it to services like Amazon, so it will be impossible to be “hacked” without losing the phone, and having access to it, of course.
Secondly, and more importantly, is that Apple Pay keeps the card number hidden in each movementso even though we pay with this method, they will never be able to know our data, something that does not happen if we do it physically, since we will not only have to take it out, but bring it closer to the dataphone or put it inside, running much more risk of giving information.
Furthermore, if we lose our wallet, or it is stolen, they will be able to use it in small amounts, something that will be impossible if our iPhone is stolen, since although it does not ask for a PIN to make any movement (something very convenient), it does have to be unlocked, so they will have to know our iPhone code or use our Face ID, something impossible and very secure.
In short, although many people are still afraid of technology, Using Apple Pay is the most secure method there isand we recommend trying it if you don't know it, since everything you do through its app is encrypted, and it will be impossible for someone to steal from you with this method, something that does not happen when you have to constantly enter your data to pay, where there may be more gaps.
Luckily, in Spain, all establishments already have dataphones with NFC, Since in the past we would have to insert the card, something that this method would prevent us from doing, however, it is no longer necessary, so you can use your phone even in vending machines, without a minimum payment, and not only with the security that your iPhone offers you, but with the convenience of not being able to enter the PIN, the truth is that I don't even remember which one I have.
And you, are you one of those who prefers the physical card, despite having more risks, or, on the contrary, do you not part with your iPhone and even use it to buy gum? Leave us a comment with your opinion about it, to see if we agree. I hope so.
