This covert transfer system is used to make purchases on websites, in a similar way to the way we can use Paypal or our credit card. But in many cases, the process requires a key. the bizum key. It is easy to obtain and we will now show you how to do it.
The Bizum password is not always necessary, your bank can use another method
Speaking in the first person, I am a BBVA user and I have been paying many things online through Bizum for a long time. The merchants that accept it usually offer you to enter your phone number for payment, and what they do is send you a payment request to your mobile phone. Bizum works like this, from mobile to mobile. In the case of BBVA, as I said, all you have to do is open the mobile application, check that the payment request is correct and approve it with your fingerprint or the application’s user code. I don’t know if it is the same in all banks, but just in case there is a Bizum password for that.
The Bizum key is a four-digit authorization code which works exactly the same as the PIN number of our credit card. It is a password that only we will know and that allows us to authorize payments through our Bizum account. If our bank operates in this way, we will enter our phone in the online store where we want to buy and then we will be asked for our Bizum password.
If the payment process is different from the one we have described before with BBVA, this password will be used so that the online merchant tells the bank that we have authorized the purchase, and therefore can send money through Bizum on our behalf. Taking it out of our checking account. As we have already said, it is an authorization code for operations with Bizum in some web stores that support it.
Asking for our Bizum password
Note: Many banking applications have already integrated Bizum into their system, so this password may have been replaced by our fingerprint, our card code or another equivalent code.
Requesting our Bizum password (or the compatible app) is a fairly simple procedure. We will only have to access this link and click on the logo that corresponds to our bank. Depending on some cases or others, we will be taken to the request for a Bizum password or to download the bank’s application, which will also serve our purpose. We leave the link below again:
It is convenient to be clear that the Bizum password is not only tied to our telephone number, it is fixed to it, but also to our bank. If we change bank we must request a new Bizum password to operate with the service. If this new entity to which we have changed already integrates Bizum in its application in a native way, it is possible that from then on we can stop using the Bizum key. Until another future change of bank, of course.
What if someone knows my Bizum password? In this case, your bank can change it for you to guarantee your security. You only have to request it through the application corresponding to your bank. Again, if the integration of Bizum with your app is already complete, you may no longer use this Bizum key and authorize your purchases with your fingerprint or another code from the bank itself.