The widow’s pension could jump by 8.8% in 2027 for those over 65 years of age

The General Social Security Law establishes, in its fifty-third additional provision, that minimum pensions are first revalued according to the CPI and then receive an additional increase. The reference is the minimum retirement pension with a dependent spouse, which in 2027 must reach the poverty threshold calculated for a household of two adults, estimated at about €1,433 monthly in 14 payments, approximately €20,059 per year.

Planned increase in the widow’s pension in 2027

The current amount of the minimum widow’s pension for people over 65 years of age without family responsibilities it is €936.20 monthly. Forecasts place inflation for the twelve reference months between 3.5% and 3.6%. However, the additional increase established by law would allow the total increase to be raised to approximately 8.8%.

With that projection, the widow’s pension would go from the current €936.20 to about €1,018 monthly in 2027, approximately €82 more per pay. The National Institute of Statistics will publish the advance inflation data for November on November 27although the final figure will be known on December 15.

Widow’s pension with family responsibilities and for those under 60 years of age

Social Security recognizes different minimum amounts depending on the age and family circumstances of each beneficiary. The widow’s pension with family responsibilities could experience a rise close to 14%equivalent to about €176 more per pay. In this way, it would go from the current €1,256.60 to approximately €1,433 monthly in 2027.

Beneficiaries under age 60, who receive the lowest minimum amount, could see their widow’s pension raised to about €772 monthly. For their part, those who are between 60 and 64 years old could reach approximately €953. These amounts remain estimates until the November CPI is confirmed and the final amounts are approved.

Requirements for the widow’s pension to be able to collect it

The right to widow’s pension requires proof of a recognized link with the deceased person, whether marriage, de facto partnership or a situation of separation or divorce that meets the legal conditions. In addition, the deceased must meet certain contribution requirements or be in one of the protected situations:

• Have contributed at least 500 days in the previous five years if he was discharged or in an assimilated situation and died due to a common illness, or a minimum of 15 years of contributions if I wasn’t discharged.
• A minimum contribution period is not required when death occurs due to accident, work-related or not, or occupational disease.
• Being a contributory retirement or permanent disability pensioner, among other cases recognized by Social Security.

Whoever survives must also meet his own requirements. In marriages, when the death is due to a common illness prior to the marriage, it is required that they have children together or that the marriage had been celebrated at least one year before, with certain exceptions due to previous cohabitation. For de facto couples with common children, it is required to prove two years of coexistence immediately prior to death.

In cases of divorce or separation, it is generally required to receive a compensatory pension that expires with the death of the ex-spouse, although there are legal exceptions. Furthermore, to reach the minimum amount of the widow’s pension It may be necessary to receive a minimum supplement, subject to certain income limits.

The Government will set the final amounts after the INE confirms the official CPI of the December 15. This information will allow us to determine if the minimum widow’s pension For those over 65 years of age it reaches €1,018 depending on the estimates or if the final amount changes slightly.