It’s Christmas before time at Fortuneo: new customers, who open an account before November 21 at midnight, can receive 330 euros in bonuses in their bank account. This is all the more attractive as the account itself is free, and the associated card is also free. You therefore have no risk in opening an account there.
To obtain the maximum bonus, there are two steps to complete. First, you can receive a bonus of 150 euros to open an account with the Gold Mastercard. But to obtain this card (and therefore the bonus), you must prove 1,800 euros of net income per month. If this is not your case, you can switch to the Fosfo card. It is also ultra complete, and it is accessible without income conditions. The bonus will then only be 70 euros – which is still generous since this card does not generally give the right to a bonus.
The second part of the bonus is conditional on the use of the banking mobility service: you will therefore need to migrate at least one transfer or direct debit from your Fortuneo account to receive a bonus. There is first an 80 euro premium paid for the first use of Fortuneo’s neoChange service. You can also receive 100 euros more in vouchers if you transfer all of your transactions.
Gold Mastercard free
Black Card available
Abroad: 100% free
Excellent booklet
Current account
Terms :
Annual fees: €0 • Initial deposit: €300
Check deposit: ✔ • Cash deposit: ✘
Bank card
Monthly cost of the card: €0
Euro zone withdrawals: Free • Euro zone payments: Free
Withdrawals in foreign currencies: Free • Payments in foreign currencies: Free
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Mobile payment
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The cheapest bank
Among the largest online banks, Fortuneo is undoubtedly one of the most popular. It must be said that she holds the title of “Cheapest bank” in 2024 following the annual study carried out by Capital/Panorabanques. The pricing is transparent: the current account costs you nothing, and neither does the bank card. For basic use, Fortuneo will therefore cost you nothing.
In France, the average bank fees for an account is 220 euros per year, according to Panorabanques. So that’s as much money as you can save by choosing an actor like Fortuneo. Above all, Fortuneo provides you with a Gold Mastercard, which is more prestigious than the average French offer.
We can also compare Fortuneo to all the traditional banks in France because it offers an equivalent range of products. You have all the savings accounts, life insurance, real estate credit and consumer credit, or even a stock market portal. You can therefore make your money work independently thanks to adapted computer and mobile interfaces.
The easiest way to convince yourself is to open an account and discover the service. Banking is free and you can receive a bonus of 330 euros until the evening of November 21: you might as well take advantage of it. Indeed, beyond this date, the premium will drop to 80 euros (or 0 euros for the Fosfo card), which is much less tempting.
If you have to open an account, it’s here:
