If you want to migrate to an online bank but you need to maintain proximity to a banking advisorMonabanq is one of the most obvious choices on the market. The subsidiary of the Crédit Mutuel group shines with its customer support, which has been “elected customer service of the year” for 7 years, every year.
For the most curious, Monabanq has decided to offer a very generous welcome bonus to its users between October 28 and November 3, 2024: you can leave with 240 euros in cash if you follow the rules to open an account. This is double the amount in common during the year, and it is the record amount offered by the bank.
Monabanq is a bank that can replace your current main bank, but it does not require you to do anything. There you can find all kinds of savings solutions (Livret A, LDDS, term accounts, youth savings accounts, etc.), investment (securities account, life insurance), insurance and even loans. Online banking offers a range of banking products as wide as in a traditional establishment.
Unlike many other online banks, Monabanq has worked on customer support: it does not want to leave you alone in front of your screen (mobile or computer), without a response. You can contact support by telephone (Monday to Friday from 8 a.m. to 9 p.m. and Saturday from 8 a.m. to 4:30 p.m.) or by email and you are sure to have an ultra-fast response. It is the only “online” bank to offer this level of support.
Like most online banks, Monabanq also allows you to make huge savings on your banking fees. While on average, the French will have paid 224 euros in bank fees in 2024, Monabanq allows this figure to be significantly lowered. Indeed, it offers a first account at 3 euros per month (Pratiq+) which will be ideal for everyday life. Over the year, it will only cost you 36 euros with a bank card included.
Apple Pay
€0 income required
Check and cash deposit
Premier Visa 0 conditions
Customer service prime
Current account
Conditions: No income condition
Annual fees: €36 • Initial deposit: €50
Check deposit: ✔ • Cash deposit: ✔
Bank card
Monthly cost of the card: €0
Euro zone withdrawals: Free • Euro zone payments: Free
Withdrawals in foreign currencies: 2% • Payments in foreign currencies: 2%
Suggested cards
Mobile payment
Apple PaySEE MORE
1
A record bonus for Monabanq
Monabanq offers a bonus to thank its new customers, but the amount can vary significantly. By default, you always have around 120 euros bonus as a welcome gift. This extreme amount of 240 euros, which is offered between October 28 and November 3, is a record for online banking. If you take the subscription for 36 euros per year, that represents more than 6 years of free fees!
The bonus is divided into three parts: 80 euros for opening an account, 80 euros for choosing a bank card, and 80 euros for the banking mobility service. To find out more about this offer, click here:
