If you are thinking about purchase a new iPhonewhether it is the latest or another model, you have two options, buy it on your own, or get it through your phone company, which, normally, lets you finance it or sells it to you for a lower price (although Sometimes it will depend on what you have contracted with them).
Today we are going to give a couple of examples to find out if it is better to do it privately and avoid having intermediaries, or if the operator would give us a better price, and, therefore, it is absurd to pay more if we can benefit from she.
iPhone 16 free or company?
There are, as we said, several models that we can choose from with our operators, however, we are going to focus on an iPhone 16 to make it simpler, although they would all have the same differences.
If we look at this model on Amazon or Apple, we will find it between 929 and 959 euros (with 0% interest installments if we wish), so, whether we finance it or buy it directly, this is what it will cost us free.
On the other hand, if we bet on an operator, we will have other prices, as we can see below:
Movistar:
- iPhone 16 (128GB): Total price of €841, financed in 48 installments of €17.50 per month, plus a final payment of €1.
Orange:
- iPhone 16 (128GB): Total price of €852, financed in 30 installments of €28.40 per month.
Vodafone:
- iPhone 16 (128GB): Total price of €979.53, financed in 36 installments of €23.80 per month, plus an initial payment of €118.80 and a digital fee of €3.93.
yoigo:
- iPhone 16 (128GB): Total price of €952.99, financed in 36 installments of €18.75 per month, plus a final payment of €189 and a commission of €88.99.
As we can see, everything will depend on your operator, because while in Movistar or Orange we can benefit from financing in which we will end up paying less than what it is worth for free, in others like Vodafone or Yoigo things change, and do it with them We will even get worse than with Apple itself.
These prices may vary depending on the rate you have, since in Vodafone, for example, if you are a customer of a premium plan you could have discounts and it would really work out better for you, however, that would force you to spend 3 years with them for at least 3 years. which may not be profitable either.
In short, you will have to look at the offer from your operatorHowever, there is nothing fixed, and as we can see, sometimes (and it also depends on the model) it will be better for us to do it with them, and other times not, although we do need to finance it and we do not have a stable job for which we do not need to pay. If they approve the financing, doing it with the company, which usually does not ask us for anything and includes it in the monthly bill, may be the solution.
And you, are you one of those who prefers to buy a phone freely, through Amazon, for example, so as not to depend on a company or monthly payment, or do you prefer to get one in installments, in a more comfortable way and saving you some money? If your operator allows it? Leave us a comment with your opinion about it.
