In the cozy backrooms of prestigious family offices as in cafes around the world, the same question resonates: how to navigate effectively in the tumultuous ocean of cryptocurrencies – and manage your assets in complete security?
On one side, seasoned wealth managers juggle diversified portfolios while on the other, curious millennials are taking their first steps into this digital world. Between these two worlds, a bridge emerges: Meria. Since its creation in 2017, Owen Simonin, founder and CEO of the service, has tirelessly repeated: “our mission is to make investing in cryptocurrencies accessible to everyone.”
A crypto advisor in his pocket
Meria is a French investment platform which is registered as PSAN (Digital Asset Service Provider) with the AMF since 2021, and which shakes up established codes by offering an ecosystem where professionals and novices finally find common ground. Gone are the days when cryptocurrencies rhyme with complexity: Meria positions itself as the Swiss army knife of crypto investment.
Good plan : our readers can benefit from a welcome bonus of up to 20 euros in registering with Meria via this link. You can receive 10 euros from the first deposit of funds (or for a spot purchase of at least 100 euros) and 10 euros if these 100 euros are invested in staking or lending.
From Metz in Lorraine, the Meria team has designed a platform that speaks the language of all investors. For neophytes, Meria presents itself as a friendly entry point: the refined interface allows you to buy Bitcoin, Ethereum – as well as around fifty other cryptocurrencies – in a few clicks, without drowning in a sometimes technical jargon. Staking then allows these crypto assets to grow with attractive interest rates. Released in January, the mobile application (iOS and Android) allows users to react as quickly as possible if an opportunity arises.
How to buy cryptocurrencies with Meria?
Whether you are familiar with the world of cryptocurrencies or are making your first investment, our opinion is that Meria offers a simple and clean interface that will allow you to buy your cryptocurrencies in just a few clicks. This is valid both from the computer version and from the mobile application.
There first step consists of choosing the cryptocurrency from the list:
A click then allows you to have a view of the graph; you can then choose to invest in cryptocurrency:
Once you have clicked on “invest”, a window opens and allows you to choose the amount you wish to invest in spot: Meria then gives you an exchange rate (crypto/euro) and you just have to validate this last to proceed with the transaction. The platform allows you to make this spot purchase by bank card (including Apple Pay or Google Pay), via xMoney or through your Meria wallet – which you will have previously funded by a bank transfer or via a cryptocurrency deposit.
The mobile application offers a similar process: you choose the cryptocurrency, the amount, and you make a spot purchase with the rate offered by Meria. The company charges a commission of 0.99% on the amount in a very transparent manner.
Thematic bundles
Thematic bundles, sort of ready-to-use baskets of several cryptocurrencies (which could almost be compared to crypto ETFs), are also an ideal entry point to diversify your investments without any hassle. For example, you can invest in the “Top 5 Market Cap”, a basket made up of the 5 largest cryptocurrencies. to have global exposure to the market. You choose the weighting of each asset and the amount associated with each cryptocurrency.
To avoid losing its customers, Meria focused on three bundles: Top 5 Market Cap, Decentralized Finance (DeFi) And Blockchains Layer 1. Via the latter, you will be able to invest in Ethereum, Solana, Avalanche, MultiversX and Cosmos in one go. This exposes you to a popular theme without making your life more complicated.
Once you have chosen your thematic bundle, you have a window that appears with the summary of your investment. All you have to do is choose the payment method to validate your purchase.
For those who do not understand the subject of cryptocurrencies but who do not want to miss the wagon, management under mandate is available thanks to a team of experienced advisors – and with a contribution of at least 30,000 euros.
Make your cryptos grow
Generating added value from the rise in the price of cryptocurrencies is good, but did you know that you can also generate interest on them? There are two popular ways you can optimize your assets, and they are available from Meria: staking and the lending. Few traditional platforms allow you to benefit from these solutions to generate additional funds, which is why Meria is appreciated for bringing everything together in one place.
To get technical, staking consists of immobilizing your cryptocurrencies on a blockchain and thus contributing to its security – in exchange for which you are paid in the form of interest. On the other hand, lending offers the possibility of lending your cryptocurrencies to other users. In exchange, you receive interest on the loaned funds, much like a modern banker in the crypto world. In both cases, you will earn interest on cryptocurrencies that you have blocked for a more or less long time.
Above, you can see some of the cryptocurrencies available for staking at Meria: for example, staking Polygon allows you to receive a gross annual return of 4.90%. Rather than keeping your Polygon in a wallet without doing anything, waiting for the price to rise, you might as well stake it to earn this 4.90% per year – in addition to the possible performance of the cryptocurrency itself. For each token, a blocking period is indicated. It’s generally the same principle for lending.
The Meria Academy
For those who want to understand the essentials of cryptocurrencies, Meria has set up a space with dozens of contents which allow you to learn about this emerging universe. Whether to understand the “spot” purchase of cryptocurrencies, new cryptos, how stablecoins work or discover the latest offline storage wallets, you will understand everything about the challenges of this ecosystem.
These contents are reminiscent of the emblematic founder of the company, Owen Simonin, who is also known for his YouTube channel Hasher – which has almost 700,000 subscribers and which democratizes cryptocurrencies through educational videos.
Referenced by asset managers
If the general public is the company’s core target, and you can form your own opinion, Meria is also able to address financial professionals: Financial investment advisors (CIF) and wealth managers (CGP) find specific tools to integrate cryptocurrencies into their offers. For this audience of financial professionals, Meria allows them to offer exposure to digital assets to their clients in a secure and regulated manner.
As the price of Bitcoin approaches its historic record and the global economic context speaks in favor of this class of alternative assets, Meria is increasing its successes. Today, no less than 100,000 users use its service to manage their crypto assets – and perhaps even more soon with a possible bull-run looming.
Good plan : our readers can benefit from a welcome bonus of up to 20 euros in registering with Meria via this link. You can receive 10 euros from the first deposit of funds (or for a spot purchase of at least 100 euros) and 10 euros if these 100 euros are invested in staking or lending.
