Spending around 1,000 euros on a phone is probably not the idea you have in mind, however, if it were only 5 euros, and also with comprehensive insurance which means you won’t have to worry about your iPhone getting stolen, lost or dropped, things change, right? Well, this is possible.
Banks like Santander They offer this for their clients, it is about Apple device leasingfrom the latest iPhone model to the Mac, so if you are self-employed or have a salary or pension, you can enjoy this service with a bonus that will make you pay from just 5 euros.
iPhone for 5 euros a month
As we said, this type of promotions, at least the current ones, are based on renting, which has a point in favor and another against. The main point that benefits us is the one mentioned, and it is that, as this modality, covers any problem we havesince it is not ours, it comes with comprehensive insurance, however, the downside is precisely that, we will be paying for something that will never be our property, although if we do the math, we could have the latest model for about 20 years for the same as it would cost us to buy one, so I doubt it will last you long enough for the other option to be profitable, and also this way you will get a new one every so often, not every two decades.
The conditions will depend on whether you are self-employed (4.99 euros per month) or you receive a salary, which, depending on the monthly amount, will give you one bonus or another. It is a different way of giving you a reward for having this type of account. Other banks offer you money for bringing it. Santander, currently, will try to convince you in this other way.
The leasing period would be 36 monthsso we would have ended up paying 180 euros for 3 years with a fully comprehensive iPhone. If we compare it with AppleCare+ (the company’s insurance), the phone itself would have been cheaper than just taking out the insurance during this time, so it is a great option if you are one of those who renew their iPhone from time to time, and 3 years seems like a very good date to me.
And you, what kind of iPhone do you have? Have you paid for it in full, in installments, financed it…? Tell us what you think of this method that forces you to be with the same bank for a while, as if it were a telephone company, but that practically “gives” you the phone while you are with them.
There is also computer rental.. We will have a Mac M3 (the latest MacBook Air model), for only 13 or 14 euros a month, which is also great, since we won’t have to shell out 1,500 euros at once, so if you are starting out as a freelancer, or you work remotely and need it, it is an easy way to get started without having any savings.
Leave us a comment on what you think about this method and whether you think it is worth it or if it is better to get your own.